Introduction:

EXTRA ORDINARY TECHNOLOGY (hereinafter referred to as "we") attaches great importance to user privacy protection. This Privacy Agreement applies to your use of the Cash Credit Plus application (hereinafter referred to as the "App") and is intended to explain in detail how we collect, use, store, share and protect your personal information. Please read this Privacy Agreement carefully before using the App and make sure you understand and agree to its terms.

Information Collection

Registration and Application Information

When you register an account or submit a loan application on this app, we will collect a series of necessary information, as follows:

Personal information:

When you apply for a loan, we will collect your loan application information in a form, including your name, ID number, contact information, bank card information, etc. This information will be used for full-process services such as identity authentication, loan qualification assessment, loan account and repayment management to ensure the compliance and accuracy of the loan business. At the same time, effectively prevent financial risks, safeguard your legitimate rights and interests, and ensure the safety of your funds. The collected information will be encrypted and uploaded to the https://ysyl.asowishltd.online server and deleted regularly.

Location permissions:

When you use this app, we need to obtain your approximate location information. This information is mainly used to identify the area you are in. We only provide loan services to citizens who are over 18 years old and live in Bangladesh. Based on location information, we can determine your current location to ensure that you are a user of our services. On the other hand, depending on your region, we can also provide you with loan products that comply with local policies and market conditions. We strictly abide by relevant laws and regulations, encrypt and store your personal information and transmit it to the server: https://ysyl.asowishltd.online to prevent information leakage.

Camera permissions

Camera permissions are mainly used for identity authentication when applying for a loan. During the identity verification process, you can take a face image or ID card photo and compare it with the submitted identity information to ensure the authenticity of your identity. Camera calls require your authorization, and the captured data will be encrypted and stored. All collected personal information is stored and uploaded to the server: https://ysyl.asowishltd.online using advanced encryption technology, and is deleted or anonymized in a timely manner.

Instructions for obtaining SMS permissions:

In order to provide high-quality loan services, we will obtain SMS messages containing specific financial-related fields from your current mobile phone number after your authorization. The relevant instructions are as follows:

1. We only collect SMS content containing the following financial-related keywords:

(taka, টাকা, received, fee, A/C, atm, purchase, Tk, money, uddokta, bKash, account, deducted, TrxID, transaction, ref, tknid, win, payment, Debit, Credit, deposit, bill, loan, 'Balance', amount, cash, অভিনন্দন, ট্রানজ্যাকশন, টাকা সমন্বয়, fee, wallet, BDT, সফল）

II. Purpose of data use:

1. Scientifically evaluate your credit status by analyzing financial SMS data and customize personalized loan amount for you; 2. Identify potential abnormal behaviors (such as virtual device fraud, malicious loan applications, etc.) to ensure the security of the platform and user funds; 3. Strictly follow the "Google User Privacy Policy" and only collect information directly related to credit assessment to prevent personal privacy.

III. Data security measures

1. Transmission encryption: All data is uploaded to a secure server (https://ysyl.asowishltd.online) through encryption technology to prevent leakage during transmission;

2. Storage and deletion mechanism: Data is only retained during the credit assessment period and is deleted regularly according to the rules after the assessment is completed; You can apply to delete personal information at any time through the "Account Logout" function of the APP or official website.

Application list permission: We only obtain information about applications that you actively install, and will not touch existing applications on your device. This permission is mainly used to identify whether there are Trojans, high-risk applications, or junk applications on your current device. These applications will seriously endanger your information security and increase the risk of your personal information being stolen to apply for loans in the name of others, thereby affecting your loan approval. In addition, by analyzing other applications currently installed on your device, we can understand your consumption habits and provide you with more personalized loan products. We strictly abide by relevant laws and regulations, encrypt and store your personal information, and transmit it to the server: https://ysyl.asowishltd.online to prevent information leakage.

Contact information permission:

It is mainly used for us to communicate by phone from time to time, understand user needs, and optimize and improve applications. At the same time, when we need to further verify the loan application information with you but cannot contact you directly, the emergency contact information can be used as a backup contact method. We only use the contact information you provide in necessary scenarios related to loan services, and strictly protect this information from being leaked. We will encrypt the data and upload it to the server: https://ysyl.asowishltd.online

Device permissions:

Collecting device information (such as device model, operating system version, IMEI, MAC address, etc.) helps us adapt to different devices, ensure that the application runs stably on your phone, and provide you with a good user experience. At the same time, device information is also used for security protection, such as identifying abnormal login behavior and preventing fraud attacks. We will encrypt and store device information, and will not improperly associate device information with your personal sensitive information to protect your privacy and device security. We will encrypt and upload data to the server: https://ysyl.asowishltd.online

Usage data

During your use of this application, we will automatically record a series of usage data to help us understand user behavior, optimize service quality and improve user experience, as follows:

Login and operation records: time, location (based on IP address positioning), login method (mobile phone number login, third-party account login, etc.) of each login; your operation behavior in the application, such as the pages browsed (loan product introduction page, application progress query page, etc.), the buttons clicked (apply for loan button, repayment button, etc.), the content of the form filled in, etc. These records help us analyze the user operation process and find potential usage obstacles, so as to optimize the application interface and interaction design.

Loan-related records: loan application records (application time, application amount, type of loan product applied for, etc.), approval records (approval time, approval results, approval opinions, etc.), loan records (loan time, loan amount, loan account, etc.), repayment records (repayment time, repayment amount, repayment method, overdue records, etc.). These records are not only an important basis for our loan management, but also available for you to check at any time to understand your loan status and repayment situation.

Error and exception records: When an application encounters an error or exception, we will collect relevant error log information, including error type, time of occurrence, location (specific page or functional module), error code, etc. This information is used to quickly locate and solve application problems and ensure the stability and reliability of the application.

Information Security

(I) Security Measures

We use security technologies and management measures that meet industry standards to protect your personal information and prevent it from being accessed, used, leaked, tampered with or damaged without authorization. For example, we use encryption technology to encrypt, store and transmit sensitive information, such as your ID number and bank card information; and use network security equipment such as firewalls and intrusion detection systems to prevent network attacks and malware.

We have established a sound information security management system, provide information security training to employees, ensure that employees understand and comply with the company's privacy policy and security regulations, and strictly limit employees' access to your personal information. Only authorized employees can access and process your information.

(II) Security Incident Handling

If a personal information security incident occurs, we will immediately activate the emergency plan and take measures to reduce the impact of the incident. For example, promptly notify users who may be affected, inform them of the basic situation of the incident, possible impact, and remedial measures we have taken.

In accordance with the requirements of laws and regulations, report security incidents to relevant regulatory authorities and cooperate with regulatory authorities in investigations and handling. We will conduct in-depth analysis of security incidents, summarize lessons learned, and improve our security measures and management processes to prevent similar incidents from happening again.

Your rights

(I) Right of access

You have the right to access your personal information on our platform at any time, including account information, loan application information, repayment records, etc. You can query and view your personal information in the relevant functional modules by logging into this loan software.

(II) Right of correction

If you find that your personal information collected and stored by us is wrong or inaccurate, you have the right to ask us to correct it. You can submit a correction application to us through the feedback channel in the software or contact our customer service, and we will handle it in a timely manner after verification.

(III) Right of deletion

In compliance with the provisions of laws and regulations, you have the right to request us to delete your personal information. For example, if our processing of your information violates the provisions of laws and regulations, or your personal information is no longer necessary to achieve the purpose of our service, you can make a deletion request to us. We will process the request as soon as possible after receiving it and complete the deletion operation within the period prescribed by law.

(IV) Right to withdraw consent

You have the right to withdraw your previous consent to our collection and use of your personal information at any time. You can withdraw your consent through the settings function in the software or contact our customer service. However, please note that withdrawing consent may affect your continued use of some of our services, as some service features rely on your consent authorization.

(V) Right to complain

If you have any questions, comments or complaints about our privacy policy or personal information processing behavior, you can contact us through the contact us method below.

We will communicate with you and handle your questions in a timely manner after receiving your feedback, and try our best to meet your reasonable demands.

VII. Protection of minors

We attach great importance to the protection of personal information of minors. This loan software does not provide services to minors, and we will not intentionally collect personal information of minors. If we find that the personal information of minors has been collected inadvertently, we will immediately take measures to delete the relevant information. If you are the guardian of a minor and find that your child has used our software and provided personal information without your consent, please contact us in time and we will assist you in handling it.

Update of Privacy Policy

We will update this privacy policy in a timely manner according to changes in laws and regulations, business development needs, and user feedback. We will post the updated privacy policy in a prominent position in the software and prompt you to review it. When the update of the privacy policy involves major changes, we will notify you through pop-ups, text messages, emails, etc. to seek your consent. Major changes include but are not limited to:

Major changes in our service model, such as major changes in business functions, the purpose, method and scope of processing personal information;

Changes in the main objects of sharing, transfer or public disclosure of personal information;

Major changes in your control over personal information and the way you exercise it;

Changes in the responsible party and contact information of our privacy policy.

Validity of Terms

Any provision of this Privacy Policy deemed invalid or unenforceable does not affect the validity and enforcement of other provisions. We will do our best to modify the invalid or unenforceable provisions to comply with the requirements of laws and regulations and try to be consistent with the purpose of the original provisions.

Please read this Privacy Policy carefully and feel free to contact us if you have any questions. We will continue to be committed to protecting your personal information security and privacy rights and providing you with high-quality and reliable loan services.

Contact Us Whether you want to learn more about our loan products, need help solving problems or have any questions, we are happy to help you. Please contact us in the following ways: Customer Service: Phone Support: +88016229333439(Monday to Friday 9:00-18:00) Email: i09264018@gmail.comAddress: Paiksa, Gharashal, Norsingdhi Dhaka